I can't speak for the signal-to-noise-ratio of my OPTi 82C929A, but I will tell you this: it's the best ISA sound card I've ever used. Mine uses a discrete Yamaha YMF262(NOTE: some have cloned YMF262s, sometimes as a single chip apart from the 82C929A or as two chips each labeled LS-xxx, one which is the YMF262 and the other the YAC512 DAC), has very nice SoundBlaster Pro support and has its audio amp made in such a way that the bass notes are made rougher. Just one problem: the Stereo is COMPLETELY reversed on my particular OPTi 82C929A, both on the SoundBlaster part and on the YMF262.
Here's a little sample of what my particular OPTi 82C929A sounds like courtesy of the Collector's CD-ROM edition of Star Wars X-Wing: http://www.youtube.com/watch?v=2F2uU3K0Ps0
FYI: I was using cheap cables to record the audio, so there's noticeable background noise - since I'm using all my classic gaming PCs on a TV, I'm using a 3.5mm headphone to RCA cable, and in order to do video capture with my TV capture device, I use the Composite and S-Video outs of each computer's graphics cards, which is why the picture quality isn't too great in the video and there's a huge black border around the video(that's overscan, what you can't see on a TV, well, at least on a CRT TV, which is what I use as a monitor for my classing gaming PCs)
I love the added roughness of the FM Synthesis on this sound card. It might sound different on other 82C929As. I should take a picture of my particular 82C929A.
If you get an 82C929A, be sure to install the DOS drivers ONLY. DOS drivers insure optimal compatibility with DOS games.
Make sure you avoid the OPTi 82C931. It has TERRIBLE FM Synthesis with several incorrect notes and some noticeable and rather annoying volume balance problems. Many notes are either too loud or too quiet, there a few instances of volume spikes and it does not hold its notes at all. When they end, they end, they're not prolonged for a little bit like on a real YMF262. The SoundBlaster Pro support is inferior to the 82C929A, and it doesn't even address the AdLib port(I/O range 388), at least not under Windows 95 using Windows 95 drivers.
I don't know about the other OPTi sound cards, so I can't help you for that.
DO NOT get a Crystal CS4235. That thing is one of the biggest pieces of crap I've seen when it comes to sound cards. LOUSY FM Synthesis, HORRIBLE DOS support, simply put: it's a complete mess.
ESS AudioDrives are very good too. Just don't expect perfection from the ESFM, ESS' cloned YMF262, however, it's as close to perfection as cloned YMF262s get. Even the cloned YMF262 used on the AWE64 is less faithful to the real YMF262 than the ESFM. The only flaw I've noticed with the ESFM is a slight imperfection in the white noise. Oh, and the high frequencies aren't as muffled.
You should also consider Yamaha's YMF7xx series of sound cards, both PCI and ISA(priority to the ISA sound cards). Those contain ASIC-based YMF262s(the YMF262 is integrated within the YMF7xx), and if you get a PCI-based YMF72x or YMF74x, you'll get the XG wavetable along with 100% authentic OPL2 and OPL3 FM Synthesis.