Yea, I believe most users here have one of those. Mine was faulty, but otherwise you can't go wrong.
Regarding SB16, the older ones tend to have OPL3.
But not that the Creative cards also have this hanging note bug. So once again, it's a compromise, just like with most decisions when it comes to Retro PCs 🤣
I don't like to compromise, so I just got the best parts I could find. Money didn't worry me so much, as once you have the gear, you are done. You only live once and I had to compromise as a kid, but not anymore...
I have a Roland MPU401AT interface and pretty much every external Roland Module from the DOS era.
My favorite Sound Blaster is the Pro 2.0, but I also like the AWE64 as long as you use MIDI for gaming,