In Germany and Austria, jumping in lakes for a swim is definitely a beloved (normal) summer activity. Skinny dipping, swimming naked is also popular (normal occurance) on hot days. (This is sometimes shocking to foreign visitors) Lakes and rivers near the glaciers in the alps are the clearest, with crystal blue limestone water. Further north towards the sea, people will swim only in lakes and don't usually swim in rivers, as they are polluted more heavily running through cities and being used as transportations.