Hello. I'm trying to find good OPL3 card. It doesn't matter if it will be ISA or PCI. ISA was standard when it was in fashion. Looking for music purposes of using OPL3 or decent compatible, so I don't care about DOS or games on this machine.
Machine: P3-1000, Three PCI, one ISA.

Problems and thoughts:
1.Working in Windows 9x only.... XP is more important for me just for stability or I'm fine with 2k, just had multimedia problems in 2k in the past.
2.Noisy. That is most important factor. I don't want to use any sound suppressors, though I have one, but personally don't like them.
3.Ideally it would be good to find those processors which can give FM Chorus and Reverb effect. I know AWE64, but that's out due CQM... Terratec Maestro 32/96card have that, but it has weird FM. Especially any drum sounds. THAT part is not NECESSARY at all, since I'm using hardware processor, which gives MULTI effect only though on everything. But could be nice add-on.

Cards I tried:
1.Yamaha 719. Kinda most authentic FM... but... Noisy! Other Yamaha 701 and another 719 have different technical problems, so I didn't really try them... Work in both systems.
2.Sound Blaster CT2260 - Noisy! Clicking problems on 16-bit audio... although it is not primary use of this computer, still disappointing, maybe it is just my unit. Using in XT machine with only 8bit. Works fine.
3.Packard Bell / Washington 16. Works only in Windows 9x/DOS
4.Acer Magic S20. Works only in Windows 9x/DOS. Kinda Noisy.
5.OPTi card. I think I made it work in both Windows... FM quality is little weird. Just different, that different I don't like.
6.ADP card, ORCHID 32 without wavetable chips... Just weird card and working only in W9x/DOS
7.Aztech (multimedia HP 16, N270) - current card I'm using. Decent FM quality. Work in any systems. I even tried it in XT machine. PCM quality is weird, but I don't care about this much. Finally quietest I tried from my list. It has it's own FM but I can't say much difference between OPL3 and Aztech FM.

Other card I have but haven't tried yet:
Ensoniq aka SB PCI with wavetable part. Not sure if that has FM part.
ESS Solo1 PCI. Not sure if it has real FM or emulation.
ESS Business Wavetable. Don't think it has FM part at all.
Other ESS, although ESS has decent FM, it is still different FM. But if you have choice for output quality, please write it down. Thanks

Which SB16 (since it is standard supported in both systems) would be good in this case? (Good FM/Good quiet output)

I know someone can have multiple questions. Why FM (OPL3 compatible) for music? Why XP? I bought DA FM SYNTH. OPL3 standalone device. It has different problems I don't like. For example it can't work with sustain pedal properly for example. Only first 6 channels available, no drums. I know usually now people use one channel only for recording single instrument. But that's what I have in mind, I decided to build powerful enough computer to handle XP with OPL3 card in it, which has decent output quality.

Thanks everyone!