RacoonRider wrote:In Russia we have liability insurance that is obligatory and covers the cases when you are a culprit in road accidents with other cars or people involved. Say, if you run into the back of a mercedes, its owner repairs it for your insurance money and you repair your car for your own. It costs from 50 to 350 euros and depends on the car (model year, hp) and your personal data - age, experience and largely previous accidents. If you have two cars, you have to pay twice despite the fact that you insure your liability and not your car...
The system in Germany is basically the same, except that you have the option to insure your car for accidents that are your fault as well. This mostly makes sense for newer cars, since it usually is expensive - except for mine 😊
dexter311 wrote:I have a couple of rides: […]
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I have a couple of rides:

Ah yes, U4/U5 Stachus 🤣 immediately recognized it, I was there only two days ago 🤣
I drive a 2003 Opel Astra G 2.0 DTi. Boring, but reliable and very cheap to run, and compared to newer station wagons it has a lot of room (one might say it's bigger on the inside 😉 ). And I've grown quite attached to it over the last ten years. Till inspection do us apart / Bis der TÜV uns scheidet 🤣
So, mostly this car, and once every two weeks or so I use the train and the Munich public transportation system.