Someone here said he had better results with sp2 than with sp3 speedwise.
I've never seen any performance difference whatsoever between SP2 and SP3... and there is no reason there should be any difference, either, because SP3 is essentially just a rollup of updates that'd get installed on a SP2 machine anyway. The few new features/changes are quite minor and really only affect some network security settings and group policy stuff... nothing that you're likely to even encounter on a home machine.
Windows 2000 actually has seen quite a few improvements as of late, with the renewed work on the unofficial SP5. A lot of compatibility issues have been ironed out, so you may not need to play with wrappers as much as you think. I don't know if I'd go so far as to recommend it over XP for day-to-day use, but depending on what you're planning to do with the machine, it may still be an option worth considering.