I would suggest *not* to trust the BIOS voltage readings at all in *any* motherboard, specifically for the PSU voltages (V_core and V_mem, on the other hand, are often accurate or relatively accurate.) Always take a multimeter and verify.
As for the last post above... I find it a bit unlikely that a connector not seated all the way through could have caused such a large voltage drop (0.4V) on the 5V rail. With a current draw of, let's say, 5 Amps (i.e. the board drawing 25 Watts of power from the 5V rail), that's 5 * 0.4 = 2 Watts of heat... dissipate on some tiny pin(s) at best. If this really happened, you'd likely see the connector eventually brown / or even partially melt and the pins' tin coating darken from the heat. If that wasn't the case, then the voltage drop likely wasn't from this (if it even existed at all.) I'm more inclined to think the voltage sensor on the motherboard may be reading the voltages differently depending if the motherboard is warm or cold... and I have personally seen this before on a few of my own boards. But it could also be something else causing this (mis)reading.
Again, just take a multimeter and check when in doubt. I have some motherboards that read the voltages way WAY off... and interestingly enough, very inconsistently off between various PSUs that I have refurbished and tested extensively (so I know they work fine and aren't the culprit.)