Regarding wear on the deflection electronics, the main factor is the horizontal scan rate. The amount of energy dissipated in the deflection circuit is approximately constant per scanline. So if you scan twice as fast, the circuit dissipates the same amount of energy twice as often, and produces twice as much heat. Regarting the tube itself, Tiido is correct in pointing out that the scan rate is irrelevant. On the other hand, it is likely not just power-on hours that matters, but also the brightness of the picture. A higher beam current (brighter picture) puts more stress on the phosphor ("burn in") and the cathode.
Vertical refresh rates basically don't matter.
The advice to stay away from the highest rates to get a sharper image mainly depends on the pixel clock. At lower resolutions, bandwidth limits are not an issue at all.
To prolong the life of the tube, stay clear of maximum brightness unless needed. Obviously, pixel clock, horizontal scan rate and pixel clock are related to each other, depending on the resolution. Wear at 640x480 at 150Hz is likely similar to wear at 1280x1024 at 70Hz (approximately twice as much lines at half the refresh rate means around the same number of lines per second). 1024x768 at 85Hz should be in the same ball park, perhaps slightly less demanding. So if you feel comfortable to run 1024x768 at 85Hz (typically around 69kHz horizontal scan rate), 640 x 480 at 140Hz should be fine, too. 150Hz might raise the horizontal scan rate to around 75kHz, which is also used for 1600x1200 at 60Hz, so close to the maximum of your monitor. You might want to stay slightly below that to reduce stress and wear.
You can likely check you monitor's OSD to find out the actual horizontal scan rate used by your card.