Hi, my apologies for another visit, but I think this links could be fitting:
https://www.dosdays.co.uk/topics/1990.php
https://www.dosdays.co.uk/topics/dos_games_1990.php
XTs were still being sold as cheapest/clearance PCs at the time.
Gaming wise, an AdLib ('87, '90) or clone (PC‐Soundman etc) was already standard by the time, even if there was no money left for an VGA upgrade (requires card, but also monitor).
For 90s games, though, a Sound Blaster ('89) made more sense perhaps, since some games with FM music had accessed OPL2 via Sound Blaster ports rather than AdLib ports.
Also, sound effects via period-correct PC-Speaker were more CPU demanding than using Sound Blaster/DMA.
So an Sound Blaster (DSP 1.5 or 2 or equivalent) made sense even moreso to a PC user with a PC that has a weak CPU, like an 4,77 MHz XT.
The extra MIDI/game port saved a slot or two, as well, which was a bonus in a typical XT with a shortage on free slots.
Edit: These are just some thoughts, of course. I'm thinking out loud here.
"If I was an PC/XT owner in 1990, what would I do? What would matter to me the most?"
Personally, I would at least consider getting an AdLib compatible music card.
The card doesn't have much compatibility issues and doesn't require much drivers (except optional sound.com) or resources (just two i/o ports). Edited.
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In what to one race is no time at all, another race can rise and fall..." - The Minstrel
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