btw, here's the datasheet for a similar SD chip.
I counted 25legs per side, making it a TSOP-50.
Assuming I can count, pin 18 is the chip select which as noted can be used as a bank select.
I don't know HOW this is done on these cards, but it's possible that that is the main issue.
https://docs.rs-online.com/bd22/0900766b8129ef4a.pdf
I think the process going forward should be fairly straightforward.
* Remove the 2 replacement chips.
* MATS. Confirm that bank0 has 2 chips with total failures and the others have returned to their previous level of disfunction. If yes, bank0 = front, bank1 = rear.
ASSUMING bank0=front
* return the 2 original chips
* MATS. to confirm it's back to the original level of broken
* remove all rear chips
* MATS to confirm 0 errors as a 16mb card
* Trace pin 18 on rear for each chip, to attempt finding something broken.