It's going to come down to personal preference in the end. The SC88 and the SC55 both sound good. They sound different, but they're both good. Some people are going to like the SC88 better, others are going to like the SC55 better. You can buy both, but in my opinion in the long run you're likely to just end up using the one you like more.
I really love my SC55, so that's what I use for everything, but the SC88 is pretty amazing in terms of audio quality, so I would say both are great options. If you buy either one, I think you're pretty covered for most things, unless you have very specific desires/use cases.
If you like the sound of the MT32, that's also a good option. I personally vastly prefer the sound of the SC series over the MT32, but that's just personal preference. The MT32 is a bit of a different beast though: it's a bit of a collector's item separate from its sound due to its use in Sierra games and its display of custom messages. I have a first gen MT32 that sits under my SC55 just as a collector's item, but I never use it because I like the sound of the SC55 better. If I had bought the SC55 first, I probably never would have bought the MT32, but purely as a collector's item, I'm glad I have it.