One mystery's solved, even though the card has the black shield with the fatality symbol, Creative Product Registration detects it as an PCI-e X-Fi Titanium.
So the card doesn't have X-RAM. The guy who sold it did label it as an X-Fi titanium but the pictures were of the ti pro with the fatality logo. The card does in fact look exactly like the photos and the description does in fact say x-fi titanium.
It's a bit misleading in that the X-Fi titanium didn't come with the shield, so I'm guessing the seller was being a bit Creative (https://www.ebay.com/itm/226829823497).
The other mystery with the drivers is probably that I had the RX drivers installed and these are probably trusted untrustworthy drivers (on MS's allowed blacklisted driver list). If you already have a blacklisted driver installed, others can be installed. Since the RX is tolerated, I could probably pull out the RX and install the X-Fi software without a problem and once that's in I can reinstall the X-Fi drivers to my heart's content, but only as long as I don't completely uninstall it. My mistake testing for X-RAM was probably uninstalling the X-Fi and RX drivers.