If you use a non-PnP operating system like DOS/Windows 3.1x and do not have a PnP BIOS or ICM, your PnP card works like a software-configurable card.
In such an environment, CTCM needs to know which resources have been reserved by all the legacy and PnP cards, and system devices in your system before it can allocate conflict-free resources to your new Creative PnP card. CTCM can get the resource settings of PnP cards and system devices from the PnP cards and BIOS. But you need to use CTCU to enter the resource settings of all the legacy cards in your PC, and then run CTCM to configure your Creative PnP card.
You may still encounter hardware conflicts if the resource settings specified through CTCU are incomplete or wrong. If this happens, use CTCU to select a different group of resources for the Creative PnP card that caused the conflict. You may need to try a few combinations until you find one that works. This can be tedious, but it is easier than the legacy way of changing dip switches or jumpers.