Doing some more research and here is what the manual says as far as music support goes:
"Music for this picture
Selects a musical accompaniment. The entries are shown in a “play list” to
the left of the screen.
Play Plays through the entire play list.
Klik & Play User’s guide
35
Remove Deletes the selected piece of music in the play list.
Random Plays the list in a random order while the picture is being displayed.
Keep Previous Music
Continues to play any music left over from the previous frame. When this
finishes, a new piece of music will be selected from the play list.
Add Inserts a piece of music into the current play list. This music should be
available from a standard “.MID”, or “.MUS” (Windows version only) file.
You can choose your music using a selector:
Midi file enters your music from a midi file in “.mid” format."
So this means the game had to use either a .MID or .MUS file for the music.
With the sound of the music and what Klik & Play supported, you must have had a card that had included an FM MIDI driver for Windows.
Per ChatGPT:
On Windows 95/98/ME, Creative’s ISA SB16/AWE driver stacks typically install an MME MIDI output device called “Creative FM Synth” (or similar). That device renders standard Windows MIDI through the card’s FM synth block — i.e., the OPL3 path on cards that have real Yamaha OPL3 (or through Creative’s CQM “OPL-compatible” block on later cards).
You can see this in Creative’s own AWE64 Gold readme: their “Virtual MIDI Driver” can route MIDI to multiple devices, including “FM” (device code 10) on the card.
astonisher.com
ISA Sound Blaster families that came with that Win9x “FM synth” MIDI device
These are the big buckets that (when using Creative’s Win9x drivers) expose FM/OPL-style MIDI playback:
Sound Blaster 16 (ISA) — including the many CTxxxx SB16 variants
SB16 retained OPL-3 FM synthesis support; later SB16-era boards may use CQM instead of a true Yamaha OPL3, but the Win9x “Creative FM Synth” concept is the same.
Wikipedia
Sound Blaster ViBRA 16 (ISA) (SB16-derived OEM/value boards)
These are SB16-class designs; depending on exact model/revision they may have real OPL3 or integrated CQM, but they’re in the same Win9x driver ecosystem as SB16.
Wikipedia
Sound Blaster AWE32 / Sound Blaster 32 (ISA)
These have the SB16 “FM + digital” section and the EMU8000 wavetable synth section; DOSDays explicitly notes the AWE32 includes Yamaha OPL3 as part of that FM/digital section.
DOS Days
Sound Blaster AWE64 (ISA)
Same overall idea (SB16-class + EMU synth), and Creative’s Win95-era readme explicitly includes routing to FM as a MIDI destination on the card.
astonisher.com
+1
Quick “gotchas” (so you don’t get tricked by model names)
This is about Windows MIDI (MME) → FM synth. That’s different from DOS games that talk directly to OPL registers (AdLib/SB music). In Win9x, you’re choosing a MIDI output device like Creative FM Synth in MIDI Mapper / app settings.
SB16 PCI / AudioPCI-era “SB” cards are different: they generally don’t have real OPL hardware; FM is usually emulated and not what you’re asking for.
Wikipedia"
----------------------------
Other brands / audio chips that had FM MIDI drivers for Win9x:
"Were there any other brand's isa sound cards that had an FM MIDI driver?
Yes. Several non-Creative ISA sound cards for DOS/Windows 9x shipped with Windows MIDI drivers that exposed an “FM Synth” (OPL-based) MIDI output, similar in concept to Creative’s “Creative FM Synth”. The key requirement was having an OPL2/OPL3 (or compatible) FM block and a Win9x MME MIDI driver that routed MIDI to it.
Below are the main families that did.
Yamaha-based cards (the cleanest, most “correct” FM MIDI)
These used real Yamaha OPL3 cores (often integrated into the chipset) and almost always had FM MIDI devices in Windows 9x.
● Yamaha OPL / YMF7xx ISA cards
Typical chips:
YMF719
YMF718
YMF715
YMF701
Examples:
MediaVision Pro Audio Spectrum–compatible Yamaha cards
Generic “Yamaha OPL3-SA” ISA cards
Windows 9x MIDI devices commonly shown:
Yamaha FM Synth
OPL3 FM Synth
These are gold-standard FM: real OPL3, excellent timing, very DOS/Win9x friendly.
ESS Technology (very common OEM cards)
● ESS Technology AudioDrive ISA cards
Typical chips:
ES1688
ES1868
ES1869
Windows 9x drivers usually expose:
ESS FM Synth
FM Music
Notes:
FM is hardware OPL3-compatible (not software)
Sound quality is slightly different from Yamaha but very good
Extremely common in OEM systems (Packard Bell, Gateway, etc.)
Aztech (widely sold retail & OEM)
● Aztech Sound Galaxy ISA
Typical chips:
AZT2316
AZT2320
AZT1605
Windows 9x MIDI:
Aztech FM Synth
OPL Synth
Notes:
Usually true or near-true OPL3
Drivers are simple but functional
Popular in mid-1990s budget PCs
OPTi (often overlooked, but real FM)
● OPTi ISA sound cards
Typical chips:
OPTi 82C929
OPTi 82C931
OPTi 82C933
Windows MIDI:
OPTi FM Synth
FM Music
Notes:
FM block is OPL3-compatible
Good DOS compatibility
Less polished Windows mixers, but MIDI FM works
Crystal Semiconductor / Cirrus Logic
● Cirrus Logic Crystal ISA cards
Typical chips:
CS4232
CS4236
CS4237
Windows MIDI:
Crystal FM Synth
Important caveat:
FM is often emulated or hybrid
MIDI FM works in Windows, but not register-accurate OPL
Fine for General MIDI → FM playback, not ideal for purists"
There are also a ton of different cards that used an external Yamaha or Yamaha clone OPL2 or OPL3 chip.
To figure out exactly what FM chip it was (I have cards with all the different FM implementations as do many others here), we would either need the original music file or the Klik & Play game.